Counseling Costs & Insurance

We believe financial transparency is an essential part of the care we provide. Navigating fees and insurance can feel overwhelming, so we do our best to make your investment as clear and straightforward as possible.

In-Network Care

Our fully licensed clinicians are in-network with most major insurance carriers. When using insurance, your exact cost per session is determined directly by your provider.

Private Pay

Looking for private pay options? All our providers can accept private pay; our associate providers have a reduced-rate for sessions.

Using Your Insurance Benefits

Making sense of insurance benefits can be confusing. We’re happy to help you look up your benefits before scheduling upon request. 

 

When you use your insurance coverage, your cost per session is determined by your insurance carrier. This amount can vary by carrier.

Insurances Accepted

We contract with most major insurance networks to help make your care seamless. We are in-network with the following carriers:

Please Note: We are currently unable to accept Medicaid or Medicare plans.

Paying Privately Without Insurance

Paying out-of-pocket offers maximum privacy and clinical freedom. When using insurance, your carrier requires a mental health diagnosis and has control over your treatment style, session limits, and record access. Private pay keeps your care completely confidential and entirely in your hands.

Fully Licensed Therapists

$135 Intake

$115 Follow-up Sessions

Premium quality care provided by post-graduate, pre-licensed residents accumulating advanced clinical hours.

AssociateTherapists

$90 Intake

$85 Follow-up Sessions

Premium quality care provided by post-graduate, pre-licensed residents accumulating advanced clinical hours.

Graduate Interns

$45 Intake

$45 Follow-up Sessions

Highly affordable, accessible options provided by select master’s level clinicians finishing clinical clinical rotations.

Late Cancellation & Rescheduling Policy

Like many counseling practices, we require at least 24 hours’ notice for cancellations or rescheduling. This policy helps us respect the time of our clinicians and clients alike—as a missed appointment makes it difficult to offer that dedicated healing space to others who may be waiting for support.

The charge for late cancellations or missed sessions is $65
($45 if you are working with an intern counselor)

We deeply understand that life happens and emergencies can be unpredictable. While we maintain this firm policy for consistency across our practice, please reach out to your therapist directly as soon as possible if an unexpected conflict arises.

Using Insurance for Counseling FAQ

We know finances are important and understanding the ins and outs of insurance coverage can be stressful! We hope you’ll find these answers to commonly asked questions helpful. Be sure to give us a call if you have other questions.

The answer to this depends on two questions. If you are not using insurance, you will pay the private pay rate for your counselor which will range from $85-$135 in most cases. If you are using insurance, your rate will be determined by your insurance plan’s benefits.

Every plan is different and can’t accurately be estimated. Generally there are two types of benefit plans. Plans with a copay and plans with a deductible. 

If you have a copay plan, you will pay a flat copay amount for every session (usually $20-$40).

If you have a deductible plan, you will pay the full rate set by your insurance for each session until you’ve met your deductible amount (usually $500-$5,000 annually). After that, you will begin paying a coinsurance percentage of the rate (usually 10-30%) and your insurance will pay the remainder.

Absolutely! You have several options. The easiest and most accurate way to do this is to call the member services number on your insurance card and ask about their rate for “outpatient office based psychotherapy”. We’re also happy to provide a cost estimate prior to scheduling your new client appointment. You may also complete the insurance portion of your intake paperwork and we will have your rates available at your first session.

It depends. If you have a copay plan, it’s almost always cheaper to use your insurance.

If you have a deductible plan, our private pay rates and insurance rates are very similar for our licensed therapists. For our resident therapist and interns, however, our private pay rates are lower than most insurance rates.

Does these options make your head spin? If so, give us a call and we’ll help you understand your options!

We would love to have all of our clinicians in network with most carriers. Unfortunately, some carriers limit the types of clinicians who can be in their networks. BCBS/Anthem and United Healthcare/Optum/UMR will not permit resident clinicians in their network. 

All our fully licensed clinicians are in-network with most commercial (non-medicaid or medicare) plans. Our resident clinicians are in-network with Cigna and Aetna only. Their lower private pay rate often helps offset the inability to use insurance and at times can be more affordable than using your insurance.

After completing graduate school, all licensed counselors (LPC-MHSP, LCSW, LMFT) must complete a rigorous supervised practice period (up to 3,000 hours), pass up to three licensing exams, and have the approval of a state board. A resident is someone currently in this process, while a licensed counselor is someone who has completed these requirements. Resident counselors have completed their coursework and are permitted to practice autonomously as long as they meet regularly with a supervisor.

We understand some clients have caution about seeing resident clinicians. That’s understandable. We take great pride in being selective about who joins our team and have the utmost confidence in our resident clinicians. Our residents are the future great counselors in our community and are working closely with a seasoned licensed counselor to hone their practice. Resident counselors are a great option for working with a clinician at a more affordable rate while receiving quality care. 

If you have a copay insurance plan, that is often the most affordable option for therapy. These are common and worth checking out to see if it applies to you.

If you do not have a copay plan, you may expect to pay roughly $100 per session. Most of our clients are seen twice a month, but it’s not uncommon for clients to prefer to be seen weekly or at monthly intervals.

If your insurance plan is not an affordable option, you may consider seeing one of our resident counselors who have lower private pay rates of $95 for an intake session and $80 for follow up sessions.

Additionally, we often host graduate student internships. Our sessions with intern clinicians are $45.

Have more questions?

Call us or use the button below to ask our office manager to contact you. We’ll answer all your questions and help you get connected with a counselor!

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