Counseling Costs
Our fully licensed counselors are in-network with most major insurance carriers. Our non-licensed (resident) counselors offer reduced private pay rates.
Continue reading below to learn more about our pricing and to get an idea of what counseling might cost.
Insurances Accepted
Our clinicians are independently contracted with insurance carriers. We have providers in-network with the following carriers:
- BCBS
- Anthem
- Cigna
- Optum
- United Healthcare/UMR
- Magellan
- Aetna
- Ambetter
We are currently unable to accept Medicaid or Medicare plans.
Using Insurance Benefits
Making sense of insurance benefits can be confusing. We’re happy to help you look up your benefits before scheduling upon request.
When you use your insurance coverage, your cost per session is determined by your insurance carrier. This amount can vary by carrier.
To confirm your benefits, you can call the member services number on your insurance card and request details for “outpatient psychotherapy services”.
Paying Privately Without Insurance
Paying for sessions out-of-pocket has some benefits.
When using insurance, your carrier has some say over diagnosis and treatment styles. They may also request access to records or restrict the amount of sessions.
Our private pay rates vary according to your provider and their credentials which can be seen below:
Fully licensed therapists: $135 for initial appointment and $115 for follow-up visits
Resident (pre-licensed) therapists: $95 for initial appointment and $80 for follow-up visits
Intern therapists: $45 for each visit
Late Cancellation Costs
Like most counseling practices, we have a charge for sessions cancelled or missed without 24 hours notice.
The charge for late cancellations is $65 ($45 if you are seeing an intern counselor).
We understand that life happens and can be unpredictable, however, we maintain a firm cancellation policy for consistency.
Using Insurance for Counseling FAQ
We know finances are important and understanding the ins and outs of insurance coverage can be stressful! We hope you’ll find these answers to commonly asked questions helpful. Be sure to give us a call if you have other questions.
The answer to this depends on two questions. If you are not using insurance, you will pay the private pay rate for your counselor which will range from $85-$135 in most cases. If you are using insurance, your rate will be determined by your insurance plan’s benefits.
Every plan is different and can’t accurately be estimated. Generally there are two types of benefit plans. Plans with a copay and plans with a deductible.
If you have a copay plan, you will pay a flat copay amount for every session (usually $20-$40).
If you have a deductible plan, you will pay the full rate set by your insurance for each session until you’ve met your deductible amount (usually $500-$5,000 annually). After that, you will begin paying a coinsurance percentage of the rate (usually 10-30%) and your insurance will pay the remainder.
Absolutely! The easiest and most accurate way to do this is to call the member services number on your insurance card and ask how much “outpatient office based psychotherapy” cost. You may also complete the insurance portion of your intake paperwork and we will have your rates available at your first session.
It depends. If you have a copay plan, it’s almost always cheaper to use your insurance.
If you have a deductible plan, our private pay rates and insurance rates are very similar for our licensed therapists. For our resident therapist and interns, however, our private pay rates are lower than most insurance rates.
We would love to have all of our clinicians in network with most carriers. Unfortunately, some carriers limit the types of clinicians who can be in their networks. BCBS/Anthem and United Healthcare/Optum/UMR will not permit resident clinicians in their network.
All our fully licensed clinicians are in-network with most commercial (non-medicaid or medicare) plans. Our resident clinicians are in-network with Cigna and Aetna only. Their lower private pay rate often helps offset the inability to use insurance and at times can be more affordable than using your insurance.
After completing graduate school, all counselors must complete 3,000 hours of supervised practice and practice three licensing exams. A resident is someone in this process while a licensed counselor is someone who has completed this process. Resident’s a counselor who are permitted to practice autonomously as long as they meet regularly with a supervisor.
We understand some clients have caution about seeing resident clinicians. That’s understandable. We take great pride in being selective about who joins our team and have the utmost confidence in our resident clinicians. Our residents are the future great counselors in our community. They are an opportunity to work with excellent, naturally talented clinicians at a more affordable rate.
If you have a copay insurance plan, that is often the most affordable option for therapy. These are common and worth checking out to see if it applies to you.
If you do not have a copay plan, you may expect to pay roughly $100 per session. Most of our clients are seen twice a month but it’s not uncommon for clients to prefer to be seen weekly or at monthly intervals.
If your insurance plan is not an affordable option, you may consider seeing one of our resident counselors who have lower private pay rates of $85 for an intake session and $70 for follow up sessions.
Additionally, we often host graduate student internships. Our sessions with intern clinicians are $45.